All Women's Talk

7 Apps to Help You Stick to Your Budget ...

By Doriean

Out of all of the apps out there, apps to help you stick to your budget may be the hardest to settle on. But now that we are nearing the holiday gift-buying season, it’s time to zero in on the right app for you. Here is a great list of apps to help you stick to your budget.

1 Mint

MintOn iTunes:

Mint is the Mac Daddy of apps to help you stick to your budget. Mint has been around for years and is by far the most popular budgeting application. They’ve made Mint mobile with Mint Quickview so that you can check your balances and expenditures while you’re on the go. With the ability to add virtually every account, fund and bill on your list, it doesn’t get much easier to watch where all of your money is going. Now, if only it were easier to make it go right back into your wallet!

2 IReconcile

IReconcileOn iTunes:

iReconcile is another great mobile app for budgeting. It allows you to create reports by day, week, month or year to watch your spending habits. Sounds pretty extensive, but setting up your budget is pretty simple, actually. On top of that, there’s a handy ‘roll-over’ feature that rolls any unspent funds from one month right into the next month. Yep, it does this all by itself. What a smart little app!

3 Manilla

ManillaOn iTunes:

I love the name of this app, because it sort of works like a little electronic file drawer. I also love that this app is absolutely free. With Manilla you can track credit cards, spending, even magazine subscriptions to keep you up-to-date on where your money is going. You can set up reminders and notifications about upcoming bills and even create custom entries for things like paying the gardener or dog walker. Those little things add up and Manilla makes them a bit easier to keep an eye on.

4 Toshl

ToshlOn iTunes:

Do you worry about losing all of the information on your budgeting app? For instance, if you lost your phone, how would you check on your income and spending levels? If this is something that plagues you, then check out Toshl. Toshl is a budgeting app much like the others, but one thing it has is a free iCloud-like storage feature. You can save all of your banking information for access on any chosen device. A note here, though, is to be sure and password protect everything. That way, if you do happen to lose your phone, no one can get their grubby fingers on your banking information. Another perk about this app is that it’s free. Look, you’re already saving money!

5 Expenditure

ExpenditureOn iTunes:

If you travel a lot, Expenditure is the budgeting app for you. It has a nice currency converter so you can keep track of your funds no matter where you are. This is another app that’s extremely easy to set up so you can get started making smart money decisions quickly and easily. So get to it, jet setter!

6 DailyCost

DailyCostOn iTunes:

DailyCost is a great everyday tracker for your spending. It really allows you to see and understand your spending habits over time so that you can pinpoint where you can save money. If you use a Mac, this iPhone app will let you store your information on the iCloud so that you can access it on any device. This app doesn’t go as in depth as some of the others on this list, but it’s a great one for taking a look at your day-to-day money usage.

7 Level

LevelOn iTunes:

I have a bunch of ‘fun’ spreadsheets that help me determine my monthly budget. So some months all I’m looking for is an app to tell me how much money I have left to play with. Level is a new app on the block that does just that. In three easy steps you’re set up with the app that uses a simple equation to let you know how much disposable income you have left. This way you’ll know ahead of time whether you can grab that new dress and the new pair of shoes.

Don’t let the upcoming heavy spending season scare you. With so many apps to help you manage your money, you’ll be able to keep a close watch on your budget with ease. Have you tried any of these apps already? What did you think? Do you have any suggestions for other budgeting apps to try? Share, you smart spender, you!

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